Locate
Review public records and sale information to identify potential surplus proceeds.
Profitus Pickett & SterlingSurplus funds · Asset resolution · Owner restitution
Surplus funds recovery after a tax sale or foreclosure.
PP&S helps eligible former owners, heirs, estates, lienholders, and other lawful claimants identify and pursue tax-sale excess proceeds and mortgage-foreclosure surplus funds across the United States.
Schedule a consultationWhat we recover
Two sales. One overlooked source of value.
Tax-sale surplus funds
When property sells for more than the delinquent taxes, penalties, interest, and authorized costs, the remaining amount may be called excess proceeds, excess funds, overbid, overage, or tax-deed surplus.
Mortgage-foreclosure surplus
When a foreclosure sale exceeds the mortgage debt and sale expenses, remaining proceeds may be available to the former owner or other parties according to applicable priority rules.
Our purpose
Foreclosure should not erase value beyond what is lawfully owed.
Local and state governments have authority to collect lawful taxes, penalties, interest, and authorized costs. But when a forced property sale produces more than the amounts lawfully payable from that sale, the remaining proceeds should be identified, protected, and distributed according to lawful priority—not lost through unclear notice, avoidable delay, or needless procedural barriers.
PP&S exists to help eligible former owners, heirs, estates, lienholders, and other lawful claimants pursue that remaining value. Whatever hardship or circumstance led to foreclosure, it does not by itself eliminate a claimant's lawful interest in the surplus.
Our process
Research. Verify. Document. Pursue.
Establish eligibility
Organize ownership, heirship, estate, lien, and identity information relevant to the claim.
Coordinate
Prepare an administrative roadmap, track requirements, and coordinate specialized professionals when needed.
Follow through
Monitor the claim, respond to administrative requests, and keep the claimant informed through resolution.
Nationwide coverage · State-specific guidance
Start with the rules where the property was sold.
PP&S serves surplus-fund claimants nationwide. Procedures, filing requirements, priority rules, and deadlines vary by state and local jurisdiction. Texas, Florida, and Georgia are our detailed legal-research guides—not the limits of our coverage.
Texas
Texas tax-sale excess proceeds
Understand the court-registry process, petition requirements, and records to locate first.
View Texas guide →FloridaFlorida surplus funds
Distinguish tax-deed surplus from judicial-foreclosure surplus and identify the responsible clerk.
View Florida guide →GeorgiaGeorgia tax-sale excess funds
Begin with the county holding the funds and document ownership or another lawful interest.
View Georgia guide →48-state surplus directory
Research guidance for every contiguous state.
Select the state where the property was sold. Each page explains the records to locate, the questions that determine claimant priority, and the official sources to verify before acting. Alaska and Hawaii are not included in this directory.
Frequently asked questions
Know what to ask before you sign.
What are surplus funds?
Surplus funds may remain when a tax sale or mortgage-foreclosure sale produces more money than is required to satisfy the debts, taxes, fees, and other lawful claims paid from the sale.
Who may be eligible?
Eligibility depends on state law and claim priority. A former owner, heir, estate, lienholder, or another party with a recognized legal interest may qualify.
Can I claim funds without a recovery company?
Often, yes. Government offices may allow eligible owners to file directly without paying a recovery company. Procedures, documentation, deadlines, hearings, and attorney requirements vary by jurisdiction.
How does PP&S help?
We provide research, claimant outreach, document coordination, administrative support, status tracking, and claim-support services. When legal representation is required, the matter must be handled by appropriately licensed counsel.
Terminology
The same type of proceeds may have different names.
A government office may describe remaining sale proceeds as surplus funds, excess proceeds, excess funds, overbid, overage, tax-deed surplus, or foreclosure surplus. The sale record and jurisdiction—not the label alone—determine where the funds are held and what process applies.
Start with the facts