Profitus Pickett & Sterling

Small-business management

Build the business correctly. Fund it intelligently. Protect its cash flow.

PP&S helps small-business owners turn an idea or growing operation into a better-structured, more fundable, and more resilient enterprise.

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Management advisory

Structure should support the strategy.

We examine how the company is formed, owned, governed, financed, and managed—then organize practical priorities around risk, capital, operations, and growth.

When the work requires legal, tax, accounting, securities, or lending advice, we coordinate with the client’s licensed professionals rather than substituting for them.

Core services

From formation to durable growth.

Formation & governance

Entity-selection coordination, ownership structure, roles, decision rights, documentation, and compliance planning.

Funding readiness

Business-credit foundations, lender-ready information, capital-use planning, and financing-risk review.

Cash-flow protection

Revenue concentration, working-capital pressure, payment terms, reserves, forecasting, and expense discipline.

Growth execution

Commercial priorities, accountability, operating controls, performance measures, and risk-aware expansion.

Business questions

Information before obligation.

Is my business structured for the way it actually operates?

We map ownership, contracts, cash movement, responsibilities, and risk to identify gaps between the formal structure and day-to-day reality.

Is the company ready to seek funding?

We assess organization, financial information, credit foundations, use of proceeds, repayment capacity, and the risks created by financing terms.

Where is cash-flow risk building?

We review timing, concentration, margins, obligations, working capital, and reserves to identify pressure before it becomes a crisis.

Start with the facts

Bring us the situation. We will help bring the next step into focus.

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